Home Refinance Loans
As Low as 7.651% APR*
*Advertised APR assumes excellent credit. Your APR may be higher.
Take advantage of a great opportunity to take years off your mortgage while you lock in a great rate at the same time.
Choose a Home Refinance Loan to pay off your home sooner, lower your payment or access the equity in your home.
A Home Refinance Loan from Zions Bank can shorten your mortgage term. That, in turn, can lower the amount of interest paid over the life of your loan. We’ll help you find the right option — whether it’s a Home Refinance Loan or simply refinancing your mortgage for a lower monthly payment, a longer term or taking cash out to consolidate debt.
Take a closer look at Home Refinance Loans
Advantages
- A reduced number of years to pay off your loan compared to our current mortgage.
- A great low rate is locked in for your entire refinance term.
- Simpler, fast application and approval processes than with a traditional mortgage.
- Local decision-making simplifies and speeds up the application and approval process.
- Most Home Refinance Loans can also close at a branch versus a title company.
- No fees or closing costs.
Things to think about
Considerations
- An alternative to the Home Refinance Loan is refinancing your mortgage.
- Cash flow can be improved by refinancing over a longer term.
- A cash-out refinance can help you pay for or finance home improvements.
- You also can consolidate other debt at a low rate with a cash-out refinance.
- We can help you find the right refinancing option for your specific needs.
Keep your rate and your payments steady over time.
Consult a Mortgage Loan Officer
We’re proud of our history of investing in communities and client relationships. Our residential mortgage team works closely with you to assess your needs and offer the loan that will work for you.
Strong Legacies are Built on Smart Decisions
With no closing costs and no additional fees, a Home Refinance Loan can take years off your mortgage. Couple that with a fast closing time and less paperwork than traditional financing options, and you’re building a strong legacy for the future.
Community Banking at Its Best
We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.
Decisions Made Locally
We make our loan decisions at the local level, so we understand our clients and the market. That means you can benefit from a faster turn-around time on approvals and can get your loan funded sooner.
Today's Rates
Apply today for your home loan.
It only takes about 15 minutes to apply using this application. Be ready with: Social Security Number and date of birth (borrower and co-borrower), home address and phone number (mailing address if different from home), previous address (if at residence less than 2 years) and gross monthly income.
Didn’t find what you were looking for? Consider these other financing options:
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