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Shelly Johnson

Executive Vice President, Operations and Risk

Zions First National Bank

Shelly Johnson is an executive vice president of operations, risk, and strategy at Zions Bank, with management responsibilities for commercial loan operations; risk and issue remediation; operational technology transformation; high risk strategic projects; and diversity, equity, and inclusion. She brings over 30 years of combined finance and risk experience to her current position. Johnson joined Zions Bank in 2013, working in Credit Administration as the Intermountain Regional Credit Executive’s Portfolio Manager. In 2016, she was promoted to Finance and Strategy Senior Manager, reporting to the CFO.

Johnson and her team were key to the operations of the SBA’s Paycheck Protection Program (PPP) for Zions Bank generating over 22,000 total loans and a total loan portfolio of $2.4 billion. Zions Bancorporation was ranked No. 9 and No. 13 nationally for the number of loans funded.

Before her career at Zions Bank, Johnson worked for British Petroleum, Wasatch Energy, and a biofuel start up. Her professional experience includes credit risk and underwriting; managing counterparty lines of credit; global food and agriculture portfolios; small business portfolios; financial trading; compliance; and company policy.

Johnson received a bachelor’s degree with a double major in psychology and communications from Weber State University. She holds an MBA from Westminster College and training in Lean Six Sigma (green belt non-manufacturing) from the University of Utah.

She is a board member for several local small businesses and non-profits, serves on committees with the Utah Bankers Association (UBA), and is a past Salt Lake Chapter president for the Risk Management Association (RMA). Johnson serves as the current Zions enterprise diversity, equity and inclusion chair and was an advocate to amend the Adoptee Citizenship Act of 2020 in the State of Utah during 2022. Johnson has been listed for several years running in American Banker magazine as a member of the “Most Powerful Women in Banking” Top Banking Teams. She has also been a past panelist for American Bankers Association’s Women Leadership Forum.

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